Increasing gas prices. Increasing insurance costs. Increasing everything. But stagnant income. Had enough yet? I know I have!

One thing in our favor right now is low mortgage rates. I decided to take advantage and see if we could help our financial position. We just refinanced our mortgage and got a much better rate. We even freed up a little cash in the process. It was really easy and only took a couple of weeks, tops. It’s certainly worth looking into.

Grab a good rate while you still can!

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Last night my sister and I were sitting in the den and I said to her, “I never want to live in a vegetative state, dependent on some machine and fluids from a bottle to keep me alive. That would be no quality of life at all, If that ever happens, just pull the plug.”

So she got up, unplugged the computer, and threw out my wine.

The best laid plans sometimes fail.  Or do they?

When my daughter started Kindergarten in August, I had planned on taking a week off for personal reflection and rejuvenation.   I was going to recharge my batteries and jump into my website work and household management with gusto.  That didn’t happen.

I found myself with all this “free” time on my hands and just kindof went crazy.  I slept late, a lot.  I wasted time browsing around the internet, a lot.  I went out, a lot.  All of a sudden being home completely alone didn’t seem like such a wonderful idea.  I felt isolated.  So, when friends said “let’s go”, I went. 

Once I finally had time to figure out what I wanted to do and how I was going to do it, I couldn’t do it.  I have been so busy taking care of everyone else for so long that I didn’t know who I was any more let alone what I wanted to do now that I was grown up.  Having my children at home was a really good excuse to hold me back, but my excuse was pretty much gone.

Best laid plans?  WHAT plans?  I hadn’t really made any plans.  I was floundering.  I was (am) depressed.

Looking back at the past few months I realize that I have accomplished nothing.  Nada.  Zip.  Zilch.  (Okay, I may be being a little too hard on myself here.)  Instead of picking up business and getting my house in order, it’s worse than it has ever been.  I was suffering.  My family was suffering.  Our finances were suffering.  I even considered going out and getting a job!  GASP!

What frustrates me the most is that I know better.  The whole concept between this blog and my website is about how to balance so THIS doesn’t happen.  But I guess there is my reality check.  It does happen.  It happens to the best of us.

So, what am I going to do about it?  I am going to continue to see the therapist that I began seeing a few months ago and I’m going to start following my own advice.  I’m going to go back to the basics.  I am going to re-read my 5 part email series on How to Achieve Life Balance.  (Look for the purple subscription box and join me!)  I am going back to scheduling work hours, setting daily goals, and holding myself accountable.

Again, I invite you to join me.  Accountability works so much better when you share it with others.